Is IBPS RRB Officer/Assistant 2020 Post Suitable For Rural Candidates?

IBPS conducts various exams to recruit employees for various nationalized banks listed under it. IBPS RRB OFFICER/ASSISTANT is one such exam which is conducted to recruit candidates residing in rural areas. The vacancies are filled for the Regional Rural Banks. Successful candidates are posted in rural regions. The key objective of this profile is to encourage banking awareness and facilitate banking services in remote areas. The RRB PO profile is restricted to agricultural finance, handicrafts, and small sector loans. Therefore it is the most suited post for rural area candidates.

IBPS conducts various exams to recruit employees for various nationalized banks listed under it. IBPS RRB OFFICER/ASSISTANT is one such exam which is conducted to recruit candidates residing in rural areas. The vacancies are filled for the Regional Rural Banks. Successful candidates are posted in rural regions. The key objective of this profile is to encourage banking awareness and facilitate banking services in remote areas. The RRB PO profile is restricted to agricultural finance, handicrafts, and small sector loans. Therefore it is the most suited post for rural area candidates.

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Rural candidates should know more about the profile details of IBPS RRB OFFICER/ ASSISTANT before they decide to appear in the exam.

The educational eligibility for IBPS RRB OFFICE ASSISTANT is graduation from any recognized university. Candidates having a background in Horticulture, Forestry, Agriculture, Economics, Management, Law, Economics, Agricultural Marketing, and Cooperation are preferred over those of without it.

Duties allocated to IBPS RRB OFFICE ASSITANT. The RRB officer has to execute various functions these are:

To perform regular banking activities on a daily basis such as to handle the books of the banks, helps the customers, make the public relationship, help the other co-workers, manage cash book etc.
To provide credit facility to the rural areas such as granting loans to farmers on the basis of their land and other relevant documents. It was implemented with an aim to abolish Zamindari System. The farmers are encouraged to take loan for their requirements than to depend upon zamindars.
To maintain credit profile so that they can avail loans from the banks easily.The officer has to be watchful in this role since most of the agriculture loans and loans to associated sectors turn into NPA very soon if you do not observe them appropriately. He has to regularly visit the loan taker and examine their capacity to pay back the loan.
To maintain the books of loan takers and sending them timely reminders to pay back. They have to visit customers and ask them to pay their dues. But if they fail to do so then one has to follow the alternative options. The officer has a power to auction the mortgaged property of the customers to recover the loan.
To maintain good public relationship using different methods to attract them. They need more knowledge and awareness as they are not well educated. Attractive terms and awareness programs such as loan mela is organized to make them knows the various schemes of bank loans and how to avail them. This exercise helps them to make workable relationship between the public and bank.
To evaluate the annual profits and balance sheet of bank. He has to maintain audit report for the financial year and compare it with the last year to make the progress report of the particular year. 7.To Prepare Bank reports and discuss it with higher authorities. The officer of the bank needs to prepare a report of various banking activities and share it with seniors for further modifications if any. To provide different information to the higher authorities regarding the local financial conditions and the facilities required to them.
To implement various financial schemes to encourage the bank facilities amongst the villagers. There is a dire need to maintain such schemes to uplift the rural area and their living standards.

These duties are very clear and evident to say that a rural area candidate is well suited for the IBPS RRB OFFICER/ASSISTANT post. They know the local language and the area well. It is easily managed by them.

Candidate with rural area background should prepare well for the exam as they stand a chance to be selected. All the best!!!

Check Complete Details Here About: IBPS RRB Assistant 2020

Check Complete Details Here About: IBPS RRB Officer 2020